Health Insurance – Honesty the Best Policy

Health insurance is obviously an important precaution regardless of age but, according to a Daily Mail report, millions of health insurance policy holders are lying on the forms in terms of the state of their health. The danger of this is that many health insurance claims could be voided if it is discovered that inaccurate health information is supplied in the first place. The extent of the problem emerges when research discovered that as many as 1 in 14 had lied on their health insurance forms about the condition and certain aspects of their lifestyles. Having the right health insurance for your lifestyle is crucial and experts are warning of the importance of providing accurate and honest information in order to ensure that health insurance claims can be honoured.

Health Insurance - Where there's Smoke

According to the report in the Daily Mail, one of the most common lies that was told on health insurance forms was that people were non-smokers when, in fact, the opposite was true. This is obviously not a good idea as there are many health implications associated with smoking and to not be honest on health insurance forms is making it a very real possibility that any claims made won't be able to be justified. On top of the smoking oversight, many health insurance policy holders admitted to downplaying the amount that they routinely drink or the amount that they weigh. In order to ensure that you are fully covered by your health insurance policy, it is, of course, of paramount importance that all the details provided on health insurance forms are an accurate representation of the state of your health and not filled in to skew the insurance rates.

Health Insurance - Not Worth the Risk

Lying on health insurance forms is certainly not worth the risk as being found out is likely to have far-reaching financial ramifications when health insurance is required. According to the report in the Daily Mail, many thousands run the risk of having their health insurance premiums increased or cancelled altogether if they don't come clean about the state of their health on the policy forms. Having cover from health insurance is vital for those travelling, for example, and those thinking about telling mistruths on their forms should seriously reconsider.

Looking for Health Insurance? Speak to The Insurance Service

The Insurance Service's ethos is that it strives to provide fair health insurance policies in an industry dominated by a small number of major providers and decided to give more choice to those seeking health insurance policies. To find out more about the health insurance and income protection policies available from The Insurance Service, just call 0845 053 3404 or fill in the online enquiry form.

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